Terra Water Indonesia: Bringing Affordable, Plastic-Free, Safe Drinking Water to Millions

Terra Water makes ceramic water filters from 100% natural, local materials at our factory in Bali — plastic-free, zero-waste, fully circular. Demand has outrun supply and we're sold out of key lines. We're offering a $50,000 working-capital loan at 9% flat impact interest to scale inventory and clear a waitlist we turn away every day.

Our story:
Bootstrapped in 2020, Terra manufactures and sells ceramic filters to every major island in Indonesia. Alongside the commercial business, our humanitarian arm has worked with some of the country's largest CSR partners — GoTo (the Gojek Foundation), Kara, Sungai Watch, Waterbom and Atlas Pearls — saving families time, money, plastic and CO2, and protecting the health of women and children.

Our time is now:
Indonesia's water-filter market is one of the fastest-growing homegoods categories, projected to grow at a 13% CAGR from US$649 million in 2026 to over US$3.6 billion by 2040. Terra is positioned to become the household filter of choice for more than 25 million Indonesian families — and demand is already outpacing us. Our top product carries a two-to-six-month wait; our second is sold out.

The opportunity for partners:
A larger raise is planned for 2028. Today we're looking for strategic partners to join Terra's early journey. A $50,000 working-capital loan at 9% flat impact interest lets us scale inventory and meet demand without compromising the mission.

How the loan repays itself:
Every dollar funds inventory that is effectively pre-sold — our top lines are already waitlisted or sold out. The first six months (interest-only) let the fresh stock land and sell; from month seven, at a 55% gross margin, the margin from ongoing sell-through comfortably covers each monthly instalment. The loan is serviced by the stock it buys, not the rest of the business.

Repayment to lender:
9% flat impact interest per annum — $9,000 total return on the $50,000. Interest-only for the first 6 months ($375/month), then 18 equal monthly installments of ~$3,153 (principal + remaining interest). Total repaid: $59,000. Secured against Terra's inventory and equipment.